Federal Perkins Loan

This is a loan and must be repaid.  Must demonstrate financial need.  Interest on this loan is 5% for both undergraduate and graduate students enrolled at least half-time.  Federal Perkins Loans have no additional fees or charges, other than interest.  Payment is owed to the school that made the loan.

William D. Ford Federal Direct Load (Direct Loan) Program 

Direct Subsidized Stafford Loan
This is a loan and must be repaid. Available for undergraduate students enrolled at least half-time. Must demonstrate financial need. The U.S. Department of Education is the lender and pays interest on the loan while you are in school at least half-time and during deferment periods.

Direct Unsubsidized Stafford Loan
This is a loan and must be repaid. Available for undergraduate, graduate and professional students enrolled at least half-time. Financial need is NOT required. The U.S. Department of Education is the lender. This loan is Unsubsidized; therefore, the borrower is responsible for paying ALL interest on the loan, starting on the date the loan is first disbursed

Direct Unsubsidized Plus Loan 
This is a loan and must be repaid. Available for graduate or professional students enrolled at least half-time AND parents of dependent undergraduate students to help pay the cost of their child's education. Financial need is NOT required. Must not have adverse credit history. The U.S. Department of Education is the lender. This loan is Unsubsidized, and the borrower is responsible for paying ALL interest on the loan, starting on the date the loan is first disbursed

Direct Consolidation Loan
This is a loan and must be repaid.  Allows student or parent borrower to combine all eligible federal student education loans into a single loan with a single monthly payment